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Visa Inc.

NYSE: V

Stock price

304.36 USD

(+36.78%) 5 years

Money
Finance
Financial - Credit Services

Financial Performance

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5Y price score: 56

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The price score is a basic measure of the stock's performance
against the S&P 500 Index over a five-year period.
A score of 100 indicates that the stock did as well as the S&P 500 Index.
A score below 100 means the stock underperformed the index,
while a score above 100 means it outperformed the S&P 500.

10Y return: 307.1%

DATE RANGE:

US$ Per
Share

  • Earnings per share

  • Free cash flow per share

  • Stock price

By default your notes are visible only to you.

293.8

52-week range

375.5

304.36

Your model inputs

Required return / cost of capital
FCFF terminal growth rate

Your fair value & Margin of safety

To calculate fair value based on cost of capital and terminal growth assumptions above, please select free cash flow forecast.

Forecast:

Valuation

Free Cash Flow Yield

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FCF Yield TTM = Trailing Twelve Months free cash flow per share / current market price per share

3.9 %

Dividend Yield TTM

0.8 %

Market cap $

$ 586,818.2

Price / Earnings TTM

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P/E TTM = current market price per share / Trailing Twelve Months diluted earnings per share

28.6

Price / Book TTM

15

PEG TTM

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Price/Earnings-to-Growth ratio = P/E TTM divided by most recent annual diluted earnings per share growth rate

5.9

Earnings growth and return

LTM

5YR

10YR

Total return (price & dividends)

(5.5) %

40.8 %

307.1 %

Free cash flow per share growth

19.1 %

151.4 %

337 %

Earnings per share growth

4.8 %

108.6 %

295.3 %

Founded: 1,958

Employees: 26,500

Business Summary: Visa Inc. is an American multinational financial services corporation headquartered in San Francisco, California. It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards. Visa is one of the worlds most valuable companies.

Financials

all figures in USD Millions except per share data

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Averages

based on historical growth rates (CAGR) and average margins for last 10 or max, available and up to 10 years.

Analysts

Average Revenue and Net Income forecast estimates from analysts who cover the stock.

Custom

you can edit default forecast based on averages or analysts consensus and use it to calculate fair value based on your assumptions.

Actual
10 year gagr
Estimated
Projected
Fiscal
FISCAL PERIOD END DATES
01Earnings per share
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Diluted EPS
02FCF per share
03Dividends per share
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Adjusted for splits
04Dividends payout, %
05Revenue
06ㅤ% Change
07Net Income
08ㅤ% Margin
09CFO
10ㅤ% Of revenue
11CAPEX
12ㅤ% Change
13FCFF
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Free Cash Flow to the Firm = Cash Flows from Operating Activities (09) – Capital Expenditures (11)
14Total assets
15ㅤ% Change
16Total liabilities
17ㅤ% Of assets
18Shareholders Equity
19Net Debt
20Shares Outstanding
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Diluted Weighted-average Shares Outstanding
21ㅤ% Change
22ROA
23ROE
24Interest coverage
25Dividend Yield
26P/E Ratio
27Stock price range
28Market Cap
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End of Period Market Cap
29FCF Yield
30Average stock price
31 CEO
Fair Value Reference Estimate

  • Increase

  • Decrease

  • Total

Required return / cost of capital
FCFF terminal growth rate
Free cash flow forecast
Terminal value
ㅤPV breakdown
Enterprise value / PV of FCF
ㅤPlus / (Less): Net Debt
ㅤLess: preferred stock
ㅤLess: minority interest
Market cap
ㅤNumber of shares
Price per share

Latest Earnings Call Takeaways

2026 Q1 (Jan 29, 2026)

1) Financial Performance Overview - Visa reported a 15% YoY increase in net revenue, reaching $10.9 billion for Q1 2026. - Earnings per share (EPS) also rose by 15% YoY. - Payments volume grew 8% YoY, totaling nearly $4 trillion, while processed transactions increased by 9% to 69 billion. - Strong performance was driven by value-added services, commercial solutions, and money movement solutions, with constant dollar revenue growth of 20% in commercial and money movement solutions and 28% in value-added services.

2) Strategic Innovations and Developments - Visa is enhancing its Visa as a Service stack, focusing on innovations in payment technologies such as Visa Flex credentials and tokenization. - The Tap to Pay feature has surpassed 80% penetration in face-to-face transactions in the U.S. - Visa's token technology has reached 17.5 billion tokens, significantly outpacing physical cards, and is being integrated into various payment solutions to improve security and reduce fraud. - The company is expanding its AgenTik Commerce solutions with over 100 partners, enhancing automated payment workflows.

3) Market Dynamics and Challenges - Visa faced some headwinds from lower-than-expected currency volatility, which impacted cross-border revenues. - The company noted a slight decline in U.S. payment volume due to specific client migrations and external factors like severe weather. - Despite these challenges, Visa's overall market position remains strong, with continued resilience in consumer spending and e-commerce growth.

4) Guidance and Future Outlook - For FY26, Visa expects adjusted net revenue growth in the low double digits, reflecting a more stable macroeconomic environment. - Operating expenses are anticipated to grow in the low double digits, with a notable increase in marketing expenses due to upcoming major events like the Olympics and FIFA World Cup. - Visa's tax rate is projected to be between 18% and 18.5%, slightly lower than previous guidance, contributing to adjusted EPS growth expectations in the high end of low double digits for Q2.

5) Investor Considerations - The earnings call did not provide specific guidance on the growth trajectory of Visa Flex credentials or detailed metrics on stablecoin adoption beyond the current annualized run rate of $4.6 billion. - Overall, Visa's strategic investments in technology and partnerships position it well for future growth, although the competitive landscape and regulatory environment remain areas to monitor closely.

Bottom line: Visa's strong financial performance and strategic innovations in payment technologies position the company favorably for continued growth, despite some market challenges. Shareholders can expect solid returns driven by robust demand for value-added services and ongoing enhancements to Visa's payment infrastructure.

Visa Inc. — Financial Overview, Stock Price, Market Cap

Visa Inc. is a company. Founded in 1958. As of April 13, 2026, the company's market capitalization is $586818164309 with a current stock price of $304.36.