Equifax Inc.
NYSE: EFX
Stock price
177.97 USD
(-4.22%) 5 years
Financial Performance
5Y price score: (6)
against the S&P 500 Index over a five-year period.
A score of 100 indicates that the stock did as well as the S&P 500 Index.
A score below 100 means the stock underperformed the index,
while a score above 100 means it outperformed the S&P 500.
10Y return: 68.4%
US$ Per
Share
Earnings per share
Free cash flow per share
Stock price
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166.0
52-week range
281.0
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Valuation
Free Cash Flow Yield
5.1 %
Dividend Yield TTM
1.2 %
Market cap $
$ 21,469.3
Price / Earnings TTM
33.5
Price / Book TTM
4.7
PEG TTM
3.4
Earnings growth and return
LTM
5YR
10YR
Total return (price & dividends)
(17.4) %
0.2 %
68.4 %
Free cash flow per share growth
40.4 %
113.8 %
85.4 %
Earnings per share growth
9.9 %
25.5 %
49.9 %
Founded: 1,899
Employees: 15,000
Business Summary:
all figures in USD Millions except per share data
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Latest Earnings Call Takeaways
2025 Q4 (Feb 4, 2026)
1) Strategy & Leadership - Equifax delivered a strong performance in 2025, with revenue of $6.075 billion, EPS of $7.65, and free cash flow of $1.025 billion. - The company is pivoting towards leveraging AI and cloud technology to enhance product offerings and operational efficiencies. - Equifax's focus on new product innovation, particularly in the mortgage and government sectors, is expected to drive future growth. - The company aims to maintain a long-term organic revenue growth framework of 7% to 10%.
2) Financial & Segment Results - Q4 2025 revenue was $1.551 billion, up 9% YoY, with EWS and USIS showing strong performance. - EWS revenue grew 9% driven by verification services, while USIS saw a 12% revenue increase, particularly in mortgage. - EBITDA margins for Q4 were 32.8%, slightly below guidance due to higher incentive compensation. - Free cash flow conversion was a record 120%, with $1.2 billion returned to shareholders in 2025.
| Metric | Q4 2025 | YoY Change |
|---|---|---|
| Revenue | $1.551 billion | +9% |
| EPS | $2.09 | +3% |
| EBITDA Margin | 32.8% | Slightly below guidance |
| Free Cash Flow | $1.1 billion | +20% |
3) Problems / Headwinds - The U.S. mortgage market remains weak, down 7% YoY, impacting overall revenue growth. - The hiring market is also down 2%, affecting Talent Solutions revenue. - Equifax incurred a $30 million charge related to a settlement, although insurance recoveries are expected.
4) Operational or Product Plans - Equifax plans to enhance its product offerings using AI, with a focus on the Twin Indicator solution in mortgage and other sectors. - The company is investing in government solutions to address improper payments and improve service delivery. - A strong pipeline of new products is anticipated, with a 15% vitality index in 2025, exceeding the long-term goal of 10%.
5) Guidance & Outlook / Investor Angle - For 2026, Equifax expects revenue growth of approximately 10.6% on a reported basis and 10% on a constant currency basis. - EBITDA is projected to grow nearly 10% to about $2.122 billion, with EPS expected to reach $8.50, up 11% YoY. - The company remains committed to returning cash to shareholders, with $1.5 billion available for M&A and share repurchases in 2026.
Bottom line: Equifax's strong 2025 performance, driven by innovative product offerings and operational efficiencies, positions the company well for continued growth in 2026, despite headwinds in the mortgage and hiring markets. The focus on proprietary data and AI capabilities enhances its competitive advantage, making it an attractive investment for shareholders.
Equifax Inc. — Financial Overview, Stock Price, Market Cap
Equifax Inc. is a company. Founded in 1899. As of April 13, 2026, the company's market capitalization is $21469339228 with a current stock price of $177.97.