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Ameriprise Financial

NYSE: AMP

Stock price

446.34 USD

(+85.36%) 5 years

wealth management
Asset Management

Financial Performance

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5Y price score: 131

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The price score is a basic measure of the stock's performance
against the S&P 500 Index over a five-year period.
A score of 100 indicates that the stock did as well as the S&P 500 Index.
A score below 100 means the stock underperformed the index,
while a score above 100 means it outperformed the S&P 500.

10Y return: 437.4%

DATE RANGE:

US$ Per
Share

  • Earnings per share

  • Free cash flow per share

  • Stock price

By default your notes are visible only to you.

422.3

52-week range

550.1

446.34

Your model inputs

Required return / cost of capital
FCFF terminal growth rate

Your fair value & Margin of safety

To calculate fair value based on cost of capital and terminal growth assumptions above, please select free cash flow forecast.

Forecast:

Valuation

Free Cash Flow Yield

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FCF Yield TTM = Trailing Twelve Months free cash flow per share / current market price per share

6.4 %

Dividend Yield TTM

1.4 %

Market cap $

$ 41,467.5

Price / Earnings TTM

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P/E TTM = current market price per share / Trailing Twelve Months diluted earnings per share

12.3

Price / Book TTM

6.5

PEG TTM

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Price/Earnings-to-Growth ratio = P/E TTM divided by most recent annual diluted earnings per share growth rate

1.2

Earnings growth and return

LTM

5YR

10YR

Total return (price & dividends)

(0.9) %

96.4 %

437.4 %

Free cash flow per share growth

(51.8) %

(15.6) %

126.9 %

Earnings per share growth

10 %

198 %

328.8 %

Founded: 1,894

Employees: 13,800

Business Summary: Ameriprise Financial, Inc., through its subsidiaries, provides various financial products and services to individual and institutional clients in the United States and internationally. It operates through four segments: Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other. The Advice & Wealth Management segment provides financial planning and advice; brokerage products and services for retail and institutional clients; discretionary and non-discretionary investment advisory accounts; mutual funds; insurance and annuities products; cash management and banking products; and face-amount certificates. The Asset Management segment offers investment management and advice, and investment products to retail, high net worth, and institutional clients through unaffiliated third-party financial institutions and institutional sales force. This segment products also include U.S. mutual funds and their non-U.S. equivalents, exchange-traded funds, variable product funds underlying insurance, and annuity separate accounts; and institutional asset management products, such as traditional asset classes, separately managed accounts, individually managed accounts, collateralized loan obligations, hedge funds, collective funds, and property and infrastructure funds. The Retirement & Protection Solutions segment provides variable annuity products to individual clients, as well as life and DI insurance products to retail clients. The company was formerly known as American Express Financial Corporation and changed its name to Ameriprise Financial, Inc. in September 2005. Ameriprise Financial, Inc. was founded in 1894 and is headquartered in Minneapolis, Minnesota.

Financials

all figures in USD Millions except per share data

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Averages

based on historical growth rates (CAGR) and average margins for last 10 or max, available and up to 10 years.

Analysts

Average Revenue and Net Income forecast estimates from analysts who cover the stock.

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Actual
10 year gagr
Estimated
Projected
Fiscal
FISCAL PERIOD END DATES
01Earnings per share
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Diluted EPS
02FCF per share
03Dividends per share
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Adjusted for splits
04Dividends payout, %
05Revenue
06ㅤ% Change
07Net Income
08ㅤ% Margin
09CFO
10ㅤ% Of revenue
11CAPEX
12ㅤ% Change
13FCFF
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Free Cash Flow to the Firm = Cash Flows from Operating Activities (09) – Capital Expenditures (11)
14Total assets
15ㅤ% Change
16Total liabilities
17ㅤ% Of assets
18Shareholders Equity
19Net Debt
20Shares Outstanding
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Diluted Weighted-average Shares Outstanding
21ㅤ% Change
22ROA
23ROE
24Interest coverage
25Dividend Yield
26P/E Ratio
27Stock price range
28Market Cap
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End of Period Market Cap
29FCF Yield
30Average stock price
31 CEO
Fair Value Reference Estimate

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Required return / cost of capital
FCFF terminal growth rate
Free cash flow forecast
Terminal value
ㅤPV breakdown
Enterprise value / PV of FCF
ㅤPlus / (Less): Net Debt
ㅤLess: preferred stock
ㅤLess: minority interest
Market cap
ㅤNumber of shares
Price per share

Latest Earnings Call Takeaways

2025 Q4 (Jan 29, 2026)

1) Business Overview & Strategy
- Ameriprise Financial reported a strong Q4 2025, achieving record revenue and earnings, driven by robust equity markets and effective client engagement.
- The company emphasized its commitment to investing in technology, digital capabilities, AI, and cloud infrastructure to enhance client and adviser experiences.
- Ameriprise's adviser productivity increased by 8% to $1.1 million per adviser, reflecting the effectiveness of its integrated technology and adviser value proposition.
- The firm added 91 advisers in Q4, maintaining a strong adviser count and pipeline for experienced recruits.

2) Financial & Segment Results
- Adjusted operating revenue grew 10% YoY to $4.9 billion, with earnings up 10% to over $1 billion, and EPS increased 16% to $10.83.
- Assets under management, administration, and advisement reached $1.7 trillion, up 11% YoY.
- Wealth Management segment reported adjusted operating net revenues of $3.2 billion, a 12% increase, driven by strong client flows and higher asset levels.
- Asset Management saw a 17% increase in operating earnings to $293 million, with total assets under management reaching $721 billion, up 6% YoY.

3) Operational Highlights
- The Signature Wealth unified management account launched mid-2025 received positive feedback, contributing to strong inflows and adviser engagement.
- Transactional activity in Wealth Management increased by 5% YoY, supported by growth in annuity products and brokerage.
- The bank products segment saw assets rise to $25.3 billion, with new offerings like HELOC and checking accounts being introduced to enhance client services.

4) Challenges & Market Outlook
- While Ameriprise experienced strong flows, the company acknowledged potential seasonality effects and competitive pressures in adviser recruitment.
- The firm is focused on managing expenses while continuing to invest in growth, with guidance suggesting mid-single-digit growth in operating expenses for 2026.
- The impact of interest rate changes on cash generation and investment income remains a concern, but Ameriprise is positioned to adapt through its diversified investment strategies.

5) Guidance & Capital Return
- Ameriprise plans to maintain a capital return strategy, having returned over 100% of operating earnings to shareholders in Q4, totaling $3.4 billion for the year.
- The company aims to continue returning 85% to 90% of operating earnings in 2026, supported by a strong balance sheet with $2.1 billion in excess capital.
- Future growth is expected to be driven by ongoing investments in technology and adviser productivity, with a target of 4% to 5% organic growth in Advice & Wealth Management.

Bottom line: Ameriprise Financial is well-positioned for continued growth in 2026, supported by strong financial performance, strategic investments in technology, and a robust adviser network, making it an attractive option for shareholders.

Ameriprise Financial — Financial Overview, Stock Price, Market Cap

Ameriprise Financial is a company. Founded in 1894. As of April 13, 2026, the company's market capitalization is $41467538172 with a current stock price of $446.34.